Debt Payoff Guide is a free service that connects consumers with third-party debt-relief providers. We are not a lender, law firm, credit-counseling agency, or debt-settlement company, and we do not provide financial, legal, or tax advice. Information here is general and not a recommendation.
Yes. Private student loans are consolidated by refinancing them into a single new private loan, often for one payment or a lower rate if your credit and income qualify. Unlike federal consolidation, it will not restore federal benefits, and folding federal loans into a private refinance permanently gives up those protections.
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