Debt Payoff Guide is a free service that connects consumers with third-party debt-relief providers. We are not a lender, law firm, credit-counseling agency, or debt-settlement company, and we do not provide financial, legal, or tax advice. Information here is general and not a recommendation.
List every debt with its balance and rate, then build a budget that frees up extra money to attack them. Use the avalanche method (highest rate first) to save the most, or the snowball (smallest balance first) for momentum. Call creditors to ask about hardship terms, many will work with you at no cost.
Related: DIY vs. a Professional · what debt relief costs · debt payoff calculator.
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