Debt Payoff Guide is a free service that connects consumers with third-party debt-relief providers. We are not a lender, law firm, credit-counseling agency, or debt-settlement company, and we do not provide financial, legal, or tax advice. Information here is general and not a recommendation.
It is possible but harder and more expensive. As scores fall, lenders offer higher APRs or decline applications, and a loan only helps if its rate beats your current debt. With poor credit, a secured loan, a co-signer, nonprofit credit counseling, or settlement may be more realistic than an unsecured consolidation loan.
Related: Debt Help for Bad Credit · what debt relief costs · debt payoff calculator.
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