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Debt Payoff Guide is a free service that connects consumers with third-party debt-relief providers. We are not a lender, law firm, credit-counseling agency, or debt-settlement company, and we do not provide financial, legal, or tax advice. Information here is general and not a recommendation.

The short answer

Many banks, credit unions, and online lenders offer personal loans marketed for debt consolidation. Rather than chase a specific name, compare the APR, fees, and term you actually qualify for, credit unions often price competitively for members. Your rate depends on your credit, income, and debt-to-income ratio, not the lender's brand.

Related: Choosing a Company · what debt relief costs · debt payoff calculator.

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